We can’t prevent every accident that happens on our roads, which is why they are called accidents. It is comforting to know that, in the midst of an accident, you can typically turn to insurance to rely on it when you are attempting to receive the compensation you deserve to move past these trying times. So, what happens if you find out that the other driver does not have adequate insurance?
According to research, approximately 1 driver out of every 7 drivers in the U.S. is uninsured. This means that you could be placed in an extremely uncomfortable position when you find out that the driver who caused your injuries is not insured or doesn’t have enough insurance to cover you. You might find that your losses, which are much more significant than their insurance covers, you won’t be covered by a basic policy. To combat this growing issue, many states have made it a requirement that uninsured motorist coverage be included in car insurance policies. Uninsured motorist coverage can protect you with a wide variety of aspects, including the following:
- Your growing medical expenses
- Emotional suffering and physical pain
- Lost wages from missing time at work
However, limitations come with everything, which might make you wonder what options you have. If a driver is not covering insurance, what will happen and what might you face?
How to Handle One of These Cases
Did you know that, if a driver was driving without insurance, this is against the law? There are many penalties that a driver might face such as losing their license, receiving a ticket, and having vehicle registration suspended. However, these penalties don’t help you when you have suffered at the hands of a negligent driver without insurance. Where do you turn?
After an accident with an uninsured driver and even before you start speaking with police, you want to know as much as you can about how to protect your rights and evidence in your claim. One of the first and best steps that you can take is calling police to the scene of your accident so that every aspect is properly documented and your case can go as smoothly as possible. You’ll want to exchange information and speak with your insurer so that you can find out what options you have and make a claim if necessary.
However, one of the main things that you must remember in these cases is that, if you have been injured, you never want to handle your claim alone. It is important to have an experienced attorney on your side who is fully aware of how these cases should be handled.
Moving Forward with a Lawsuit
If you have been involved in an accident with a driver who does not have insurance and you have obtained injuries, you might have no option but to move forward with a lawsuit against the party. This is especially true in cases where you have obtained extremely severe and life-altering damages. At Katz Kantor Stonestreet & Buckner, we understand that it is incredibly difficult to move forward at times when you have been involved in a West Virginia car accident. Luckily for you, you have many options for recovery and our attorneys are willing to help you through every step, from gathering evidence to filing your claim before the deadlines. Contact us to find out how we can help in your time of need at (304) 713-2014.